- AGREEMENT TO TERMS
( \” you \” ) and wordletodayonline.com ( \” Company , \” \” we , \” \” us , \” or \” our \” ) , concerning your access to and use of the
https://wordletodayonline.com/website as well as any other media form , media channel , mobile website or mobile
application related , linked , or otherwise connected thereto ( collectively , the \” Site \” ) . We are registered in New York , United
States and have our registered office at wall street 01 , new york , NY 10001. Our VAT number is 020202020202202. You
SITE AND YOU MUST DISCONTINUE USE IMMEDIATELY .
Supplemental terms and conditions or documents that may be posted on the Site from time to time are hereby expressly
incorporated herein by reference . We reserve the right , in our sole discretion , to make changes or modifications to these
Use , and you waive any right to receive specific notice of each such change . Please ensure that you check the applicable
Terms every time you use our Site so that you understand which Terms apply . You will be subject to , and will be deemed to
The information provided on the Site is not intended for distribution to or use by any person or entity in any jurisdiction or
country where such distribution or use would be contrary to law or regulation or which would subject us to any registration
requirement within such jurisdiction or country . Accordingly , those persons who choose to access the Site from other
locations do so on their own initiative and are solely responsible for compliance with local laws , if and to the extent local
laws are applicable .
The Site is not tailored to comply with industry – specific regulations ( Health Insurance Portability and Accountability Act
( HIPAA ) , Federal Information Security Management Act ( FISMA ) , etc. ) , so if your interactions would be subjected to such
laws , you may not use this Site . You may not use the Site in a way that would violate the Gramm – Leach – Bliley Act ( GLBA ) .
All users who are minors in the jurisdiction in which they reside ( generally under the age of 18 ) must have the permission of ,
and be directly supervised by , their parent or guardian to use the Site . If you are a minor , you must have your parent or
- INTELLECTUAL PROPERTY RIGHTS
Unless otherwise indicated , the Site is our proprietary property and all source code , databases , functionality , software ,
website designs , audio , video , text , photographs , and graphics on the Site ( collectively , the \” Content \” ) and the trademarks ,
service marks , and logos contained therein ( the \” Marks \” ) are owned or controlled by us or licensed to us , and are protected
by copyright and trademark laws and various other intellectual property rights and unfair competition laws of the United
States , international copyright laws , and international conventions . The Content and the Marks are provided on the Site \” AS
no Content or Marks may be copied , reproduced , aggregated , republished , uploaded , posted , publicly displayed , encoded ,
translated , transmitted , distributed , sold , licensed , or otherwise exploited for any commercial purpose whatsoever , without
our express prior written permission .
Provided that you are eligible to use the Site , you are granted a limited license to access and use the Site and to download
or print a copy of any portion of the Content to which you have properly gained access solely for your personal , non
commercial use . We reserve all rights not expressly granted to you in and to the Site , the Content and the Marks .
- USER REPRESENTATIONS
By using the Site , you represent and warrant that : ( 1 ) all registration information you submit will be true , accurate , current ,
and complete ; ( 2 ) you will maintain the accuracy of such information and promptly update such registration information as
jurisdiction in which you reside , or if a minor , you have received parental permission to use the Site ; ( 5 ) you will not access
the Site through automated or non – human means , whether through a bot , script , or otherwise ; ( 6 ) you will not use the Site
for any illegal or unauthorized purpose ; and ( 7 ) your use of the Site will not violate any applicable law or regulation .
If you provide any information that is untrue , inaccurate , not current , or incomplete , we have the right to suspend or
terminate your account and refuse any and all current or future use of the Site ( or any portion thereof ) .
- USER REGISTRATION
You may be required to register with the Site . You agree to keep your password confidential and will be responsible for all
use of your account and password . We reserve the right to remove , reclaim , or change a username you select if we
determine , in our sole discretion , that such username is inappropriate , obscene , or otherwise objectionable .
- PROHIBITED ACTIVITIES
You may not access or use the Site for any purpose other than that for which we make the Site available . The Site may not
be used in connection with any commercial endeavors except those that are specifically endorsed or approved by us .
As a user of the Site , you agree not to :
Systematically retrieve data or other content from the Site to create or compile , directly or indirectly , a collection ,
compilation , database , or directory without written permission from us .
▪ Trick , defraud , or mislead us and other users , especially in any attempt to learn sensitive account information such as
user passwords .
▪ Circumvent , disable , or otherwise interfere with security – related features of the Site , including features that prevent or
restrict the use or copying of any Content or enforce limitations on the use of the Site and / or the Content contained
Disparage , tarnish , or otherwise harm , in our opinion , us and / or the Site .
▪ Use any information obtained from the Site in order to harass , abuse , or harm another person .
Make improper use of our support services or submit false reports of abuse or misconduct .
. Use the Site in a manner inconsistent with any applicable laws or regulations .
Engage in unauthorized framing of or linking to the Site .
- USER GENERATED CONTRIBUTIONS
The Site may invite you to chat , contribute to , or participate in blogs , message boards , online forums , and other functionality ,
and may provide you with the opportunity to create , submit , post , display , transmit , perform , publish , distribute , or broadcast
content and materials to us or on the Site , including but not limited to text , writings , video , audio , photographs , graphics ,
comments , suggestions , or personal information or other material ( collectively , \” Contributions \” ) . Contributions may be
viewable by other users of the Site and through third – party websites . As such , any Contributions you transmit may be
treated as non – confidential and non – proprietary . When you create or make available any Contributions , you thereby
represent and warrant that :
▪ The creation , distribution , transmission , public display , or performance , and the accessing , downloading , or copying of
your Contributions do not and will not infringe the proprietary rights , including but not limited to the copyright , patent ,
trademark , trade secret , or moral rights of any third party .
▪ You are the creator and owner of or have the necessary licenses , rights , consents , releases , and permissions to use
and to authorize us , the Site , and other users of the Site to use your Contributions in any manner contemplated by
▪ You have the written consent , release , and / or permission of each and every identifiable individual person in your
Contributions to use the name likeness of each and every such identifiable individual person to enable inclusion
▪ Your Contributions are not false , inaccurate , or misleading .
▪ Your Contributions are not unsolicited or unauthorized advertising , promotional materials , pyramid schemes , chain
letters , spam , mass mailings , or other forms of solicitation .
▪ Your Contributions are not obscene , lewd , lascivious , filthy , violent , harassing , libelous , slanderous , or otherwise
objectionable ( as determined by us ) .
Your Contributions do not ridicule , mock , disparage , intimidate , or abuse anyone .
▪ Your Contributions are not used to harass or threaten ( in the legal sense of those terms ) any other person and to
promote violence against a specific person or class of people .
▪ Your Contributions do not violate any applicable law , regulation , or rule .
Your Contributions do not violate the privacy or publicity rights of any third party .
Upload or transmit ( or attempt to upload or to transmit ) viruses , Trojan horses , or other material , including excessive
use of capital letters and spamming ( continuous posting of repetitive text ) , that interferes with any party\’s
uninterrupted use and enjoyment of the Site or modifies , impairs , disrupts , alters , or interferes with the use , features ,
functions , operation , or maintenance of the Site .
▪ Engage in any automated use of the system , such as using scripts to send comments or messages , or using any
data mining , robots , or similar data gathering and extraction tools .
▪ Delete the copyright or other proprietary rights notice from any Content .
▪ Attempt to impersonate another user or person or use the username of another user .
Upload or transmit ( or attempt to upload or to transmit ) any material that acts as a passive or active information
collection or transmission mechanism , including without limitation , clear graphics interchange formats ( \” gifs \” ) , 1×1
pixels , web bugs , cookies , or other similar devices ( sometimes referred to as \” spyware \” or \” passive collection
mechanisms \” or \” pcms \” ) .
▪ Interfere with , disrupt , or create an undue burden on the Site or the networks or services connected to the Site .
Harass , annoy , intimidate , or threaten any of our employees or agents engaged in providing any portion of the Site to
▪ Attempt to bypass any measures of the Site designed to prevent or restrict access to the Site , or any portion of the
▪ Except as permitted by applicable law , decipher , decompile , disassemble , or reverse engineer any of the software
comprising or in any way making up a part of the Site .
▪ Except as may be the result of standard search engine or Internet browser usage , use , launch , develop , or distribute
any automated system , including without limitation , any spider , robot , cheat utility , scraper , or offline reader that
accesses the Site , or using or launching any unauthorized script or other software .
▪ Use a buying agent or purchasing agent to make purchases on the Site .
▪ Make any unauthorized use of the Site , including collecting usernames and / or email addresses of users by electronic
or other means for the purpose of sending unsolicited email , or creating user accounts by automated means or under
false pretenses .
▪ Use the Site as part of any effort to compete with us or otherwise use the Site and / or the Content for any revenue
generating endeavor or commercial enterprise .
. Your Contributions do not violate the privacy or publicity rights of any third party .
▪ Your Contributions do not violate any applicable law concerning child pornography , or otherwise intended to protect
the health or well – being of minors .
▪ Your Contributions do not include any offensive comments that are connected to race , national origin , gender , sexual
preference , or physical handicap .
any applicable law or regulation .
termination or suspension of your rights to use the Site .
- CONTRIBUTION LICENSE
By posting your Contributions to any part of the Site or making Contributions accessible to the Site by linking your account
from the Site to any of your social networking accounts , you automatically grant , and you represent and warrant that you
have the right to grant , to us an unrestricted , unlimited , irrevocable , perpetual , non – exclusive , transferable , royalty – free , fully
paid , worldwide right , and license to host , use , copy , reproduce , disclose , sell , resell , publish , broadcast , retitle , archive ,
store , cache , publicly perform , publicly display , reformat , translate , transmit , excerpt ( in whole or in part ) , and distribute such
Contributions ( including , without limitation , your image and voice ) for any purpose , commercial , advertising , or otherwise ,
and to prepare derivative works of , or incorporate into other works , such Contributions , and grant and authorize sublicenses
of the foregoing . The use and distribution may occur in any media formats and through any media channels .
This license will apply to any form , media , or technology now known or hereafter developed , and includes our use of your
name , company name , and franchise name , as applicable , and any of the trademarks , service marks , trade names , logos ,
and personal and commercial images you provide . You waive all moral rights in your Contributions , and you warrant that
moral rights have not otherwise been asserted in your Contributions .
We do not assert any ownership over your Contributions . You retain full ownership of all of your Contributions and any
intellectual property rights or other proprietary rights associated with your Contributions . We are not liable for any
statements or representations in your Contributions provided by you in any area on the Site . You are solely responsible for
your Contributions to the Site and you expressly agree exonerate us from any and all responsibility and to refrain from
any legal action against us regarding your Contributions .
We have the right , in our sole and absolute discretion , ( 1 ) to edit , redact , or otherwise change any Contributions ; ( 2 ) to re
categorize any Contributions to place them in more appropriate locations on the Site ; and ( 3 ) to pre – screen or delete any
Contributions at any time and for any reason , without notice . We have no obligation to monitor your Contributions .
GUIDELINES FOR REVIEWS
We may provide you areas on the Site to leave reviews or ratings . When posting a review , you must comply with the
following criteria : ( 1 ) you should have firsthand experience with the person / entity being reviewed ; ( 2 ) your reviews should
not contain offensive profanity , or abusive , racist , offensive , or hate language ; ( 3 ) your reviews should not contain
discriminatory references based on religion , race , gender , national origin , age , marital status , sexual orientation , or
disability ; ( 4 ) your reviews should not contain references to illegal activity ; ( 5 ) you should not be affiliated with competitors if
posting negative reviews ; ( 6 ) you should not make any conclusions as to the legality of conduct ; ( 7 ) you may not post any
false or misleading statements ; and ( 8 ) you may not organize a campaign encouraging others to post reviews , whether
positive or negative .
We may accept , reject , or remove reviews in our sole discretion . We have absolutely no obligation to screen reviews or to
delete reviews , even if anyone considers reviews objectionable or inaccurate . Reviews are not endorsed by us , and do not
necessarily represent our opinions or the views of any of our affiliates or partners . We do not assume liability for any review
or for any claims , liabilities , or losses resulting from any review . By posting a review , you hereby grant to us a perpetual ,
non – exclusive , worldwide , royalty – free , fully – paid , assignable , and sublicensable right and license to reproduce , modify ,
translate , transmit by any means , display , perform , and / or distribute all content relating to reviews .SOCIAL MEDIA
As part of the functionality of the Site , you may link your account with online accounts you have with third – party service
providers ( each such account , a \” Third – Party Account \” ) by either : ( 1 ) providing your Third – Party Account login information
through the Site ; or ( 2 ) allowing us to access your Third – Party Account , as is permitted under the applicable terms and
conditions that govern your use of each Third – Party Account . You represent and warrant that you are entitled to disclose
your Third – Party Account login information to us and / or grant us access to your Third – Party Account , without breach by you
of any of the terms and conditions that govern your use of the applicable Third – Party Account , and without obligating us to
pay any fees or making us subject to any usage limitations imposed by the third – party service provider of the Third – Party
Account . By granting us access to any Third – Party Accounts , you understand that ( 1 ) we may access , make available , and
store ( if applicable ) any content that you have provided to and stored in your Third – Party Account ( the \” Social Network
Content \” ) so that it is available on and through the Site via your account , including without limitation any friend lists and ( 2 )
we may submit to and receive from your Third – Party Account additional information to the extent you are notified when you
link your account with the Third – Party Account . Depending on the Third – Party Accounts you choose and subject to the
privacy settings that you have set in such Third – Party Accounts , personally identifiable information that you post to your
Third – Party Accounts may be available on and through your account on the Site . Please note that if a Third – Party Account or
associated service becomes unavailable or our access to such Third Party Account is terminated by the third – party service
provider , then Social Network Content may no longer be available on and through the Site . You will have the ability to
disable the connection between your account on the Site and your Third – Party Accounts at any time . PLEASE NOTE THAT
YOUR RELATIONSHIP WITH THE THIRD – PARTY SERVICE PROVIDERS ASSOCIATED WITH YOUR THIRD – PARTY
ACCOUNTS IS GOVERNED SOLELY BY YOUR AGREEMENT ( S ) WITH SUCH THIRD – PARTY SERVICE PROVIDERS .
We make no effort to review any Social Network Content for any purpose , including but not limited to , for accuracy , legality ,
or non – infringement , and we are not responsible for any Social Network Content . You acknowledge and agree that we may
access your email address book associated with a Third – Party Account and your contacts list stored on your mobile device
or tablet computer solely for purposes of identifying and informing you of those contacts who have also registered to use the
Site . You can deactivate the connection between the Site and your Third – Party Account by contacting us using the contact
information below or through your account settings ( if applicable ) . We will attempt to delete any information stored on our
servers that was obtained through such Third – Party Account , except the username and profile picture that become
associated with your account .SUBMISSIONS
You acknowledge and agree that any questions , comments , suggestions , ideas , feedback , or other information regarding
the Site ( \” Submissions \” ) provided by you to us are non – confidential and shall become our sole property . We shall own
exclusive rights , including all intellectual property rights , and shall be entitled to the unrestricted use and dissemination of
these Submissions for any lawful purpose , commercial or otherwise , without acknowledgment or compensation to you . You
hereby waive all moral rights to any such Submissions , and you hereby warrant that any such Submissions are original with
you or that you have the right to submit such Submissions . You agree there shall be no recourse against us for any alleged
or actual infringement or misappropriation of any proprietary right in your Submissions .
We allow advertisers to display their advertisements and other information in certain areas of the Site , such as sidebar
advertisements or banner advertisements . If you are an advertiser , you shall take full responsibility for any advertisements
you place on the Site and any services provided on the Site or products sold through those advertisements . Further , as an
advertiser , you warrant and represent that you possess all rights and authority to place advertisements on the Site ,
including , but not limited to , intellectual property rights , publicity rights , and contractual rights . We simply provide the space
to place such advertisements , and we have no other relationship with advertisers .
reporting such user to law enforcement authorities ; ( 3 ) in our sole discretion and without limitation , refuse , restrict access to ,
limit the availability of , or disable ( to the extent technologically feasible ) any of your Contributions or any portion thereof ; ( 4 )
in our sole discretion and without limitation , notice , or liability , to remove from the Site or otherwise disable all files and
content that are excessive in size or are in any way burdensome to our systems ; and ( 5 ) otherwise manage the Site in a
manner designed to protect our rights and property and to facilitate the proper functioning of the Site .
Please be advised the Site is hosted in the United States . If you access the Site from any other region of the world with laws
or other requirements governing personal data collection , use , or disclosure that differ from applicable laws in the United
States , then through your continued use of the Site , you are transferring your data to the United States , and you agree to
have your data transferred to and processed in the United States .
TERM AND TERMINATION
NOTICE OR LIABILITY , DENY ACCESS TO AND USE OF THE SITE ( INCLUDING BLOCKING CERTAIN IP
ADDRESSES ) , TO ANY PERSON FOR ANY REASON OR FOR NO REASON , INCLUDING WITHOUT LIMITATION FOR
ANY APPLICABLE LAW OR REGULATION . WE MAY TERMINATE YOUR USE OR PARTICIPATION IN THE SITE OR
DELETE YOUR ACCOUNT AND ANY CONTENT OR INFORMATION THAT YOU POSTED AT ANY TIME , WITHOUT
WARNING , IN OUR SOLE DISCRETION .
If we terminate or suspend your account for any reason , you are prohibited from registering and creating a new account
under your name , a fake or borrowed name , or the name of any third party , even if you may be acting on behalf of the third
party . In addition to terminating or suspending your account , we reserve the right to take appropriate legal action , including
without limitation pursuing civil , criminal , and injunctive redress .
MODIFICATIONS AND INTERRUPTIONS
We reserve the right to change , modify , or remove the contents of the Site at any time or for any reason at our sole
discretion without notice . However , we have no obligation to update any information on our Site . We also reserve the right to
modify or discontinue all or part of the Site without notice at any time . We will not be liable to you or any third party for any
modification , price change , suspension , or discontinuance of the Site .
We cannot guarantee the Site will be available at all times . We may experience hardware , software , or other problems or
need to perform maintenance related to the Site , resulting in interruptions , delays , or errors . We reserve the right to change ,
revise , update , suspend , discontinue , or otherwise modify the Site at any time or for any reason without notice to you . You
agree that we have no liability whatsoever for any loss , damage , or inconvenience caused by your inability to access or use
maintain and support the Site or to supply any corrections , updates , or releases in connection therewith .
New York applicable to agreements made and to be entirely performed within the State of New York , without regard to its
conflict of law principles .
Any legal action of whatever nature brought by either you or us ( collectively , the \” Parties \” and individually , a \” Party \” ) shall be
commenced or prosecuted in the state and federal courts located in united states , New York , and the Parties hereby
consent to , and waive all defenses of lack of personal jurisdiction and forum non conveniens with respect to venue and
jurisdiction in such state and federal courts . Application of the United Nations Convention on Contracts for the International
There may be information on the Site that contains typographical errors , inaccuracies , or omissions , including descriptions ,
pricing , availability , and various other information . We reserve the right to correct any errors , inaccuracies , or omissions and
to change or update the information on the Site at any time , without prior notice .
THE SITE IS PROVIDED ON AN AS – IS AND AS – AVAILABLE BASIS . YOU AGREE THAT YOUR USE OF THE SITE AND
OUR SERVICES WILL BE AT YOUR SOLE RISK . TO THE FULLEST EXTENT PERMITTED BY LAW , WE DISCLAIM ALL
WARRANTIES , EXPRESS OR IMPLIED , IN CONNECTION WITH THE SITE AND YOUR USE THEREOF , INCLUDING ,
WITHOUT LIMITATION , THE IMPLIED WARRANTIES OF MERCHANTABILITY , FITNESS FOR A PARTICULAR
PURPOSE , AND NON – INFRINGEMENT . WE MAKE NO WARRANTIES OR REPRESENTATIONS ABOUT THE
ACCURACY OR COMPLETENESS OF THE SITE\’S CONTENT OR THE CONTENT OF ANY WEBSITES LINKED TO THE
SITE AND WE WILL ASSUME NO LIABILITY OR RESPONSIBILITY FOR ANY ( 1 ) ERRORS , MISTAKES , OR
INACCURACIES OF CONTENT AND MATERIALS , ( 2 ) PERSONAL INJURY OR PROPERTY DAMAGE , OF ANY NATURE
WHATSOEVER , RESULTING FROM YOUR ACCESS TO AND USE OF THE SITE , ( 3 ) ANY UNAUTHORIZED ACCESS
TO OR USE OF OUR SECURE SERVERS AND / OR ANY AND ALL PERSONAL INFORMATION AND / OR FINANCIAL
INFORMATION STORED THEREIN , ( 4 ) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE
SITE , ( 5 ) ANY BUGS , VIRUSES , TROJAN HORSES , OR THE LIKE WHICH MAY BE TRANSMITTED TO OR THROUGH
THE SITE BY ANY THIRD PARTY , AND / OR ( 6 ) ANY ERRORS OR OMISSIONS IN ANY CONTENT AND MATERIALS OR
FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF ANY CONTENT POSTED ,
TRANSMITTED , OR OTHERWISE MADE AVAILABLE VIA THE SITE . WE DO NOT WARRANT , ENDORSE , GUARANTEE ,
OR ASSUME RESPONSIBILITY FOR ANY PRODUCT OR SERVICE ADVERTISED OR OFFERED BY A THIRD PARTY
THROUGH THE SITE , ANY HYPERLINKED WEBSITE , OR ANY WEBSITE OR MOBILE APPLICATION FEATURED IN
ANY BANNER OR OTHER ADVERTISING , AND WE WILL NOT BE A PARTY TO OR IN ANY WAY BE RESPONSIBLE
FOR MONITORING ANY TRANSACTION BETWEEN YOU AND ANY THIRD – PARTY PROVIDERS OF PRODUCTS OR
SERVICES . AS WITH THE PURCHASE OF A PRODUCT OR SERVICE THROUGH ANY MEDIUM OR IN ANY
ENVIRONMENT , YOU SHOULD USE YOUR BEST JUDGMENT AND EXERCISE CAUTION WHERE APPROPRIATE .
LIMITATIONS OF LIABILITY
IN NO EVENT WILL WE OR OUR DIRECTORS , EMPLOYEES , OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY
FOR ANY DIRECT , INDIRECT , CONSEQUENTIAL , EXEMPLARY , INCIDENTAL , SPECIAL , OR PUNITIVE DAMAGES ,
INCLUDING LOST PROFIT , LOST REVENUE , LOSS OF DATA , OR OTHER DAMAGES ARISING FROM YOUR USE OF
THE SITE , EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES .
You agree to defend , indemnify , and hold us harmless , including our subsidiaries , affiliates , and all of our respective officers ,
agents , partners , and employees , from and against any loss , damage , liability , claim , or demand , including reasonable
attorneys \’ fees and expenses , made by any third party due to or arising out of : ( 1 ) your Contributions ; ( 2 ) use of the Site ; ( 3 )
your violation of the rights of a third party , including but not limited to intellectual property rights ; or ( 6 ) any overt harmful act
toward any other user of the Site with whom you connected via the Site . Notwithstanding the foregoing , we reserve the right ,
at your expense , to assume the exclusive defense and control of any matter for which you are required to indemnify us , and
you agree to cooperate , at your expense , with our defense of such claims . We will use reasonable efforts to notify you of
any such claim , action , or proceeding which is subject to this indemnification upon becoming aware of it .
We will maintain certain data that you transmit to the Site for the purpose of managing the performance of the Site , as well
as data relating to your use of the Site . Although we perform regular routine backups of data , you are solely responsible for
all data that you transmit or that relates to any activity you have undertaken using the Site . You agree that we shall have no
liability to you for any loss or corruption of any such data , and you hereby waive any right of action against us arising from
any such loss or corruption of such data .
ELECTRONIC COMMUNICATIONS , TRANSACTIONS , AND SIGNATURES
Visiting the Site , sending us emails , and completing online forms constitute electronic communications . You consent to
receive electronic communications , and you agree that all agreements , notices , disclosures , and other communications we
provide to you electronically , via email and on the Site , satisfy any legal requirement that such communication be in writing .
YOU HEREBY AGREE TO THE USE OF ELECTRONIC SIGNATURES , CONTRACTS , ORDERS , AND OTHER
RECORDS , AND TO ELECTRONIC DELIVERY OF NOTICES , POLICIES , AND RECORDS OF TRANSACTIONS
INITIATED OR COMPLETED BY US OR VIA THE SITE . You hereby waive any rights or requirements under any statutes ,
regulations , rules , ordinances , or other laws in any jurisdiction which require an original signature or delivery or retention of
non – electronic records , or to payments or the granting of credits by any means other than electronic means .
CALIFORNIA USERS AND RESIDENTS
If any complaint with us is not satisfactorily resolved , you can contact the Complaint Assistance Unit of the Division of
Consumer Services of the California Department of Consumer Affairs in writing at 1625 North Market Blvd. , Suite N 112 ,
Sacramento , California 95834 or by telephone at ( 800 ) 952-5210 or ( 916 ) 445-1254 .
entire agreement and understanding between you and us . Our failure to exercise or enforce any right or provision of these
permissible by law . We may assign any or all of our rights and obligations to others at any time . We shall not be responsible
or liable for any loss , damage , delay , or failure to act caused by any cause beyond our reasonable control . If any provision
provisions . There is no joint venture , partnership , employment or agency relationship created between you and us as a
of having drafted them . You hereby waive any and all defenses you may have based on the electronic form of these Terms
In order to resolve a complaint regarding the Site or to receive further information regarding use of the Site , please contact
us at :
wall street 01
new york , NY 10001
Phone : 00000000000
Fax : 78978998